Skip to content
Auto financing

Auto financing requests for newcomers to Canada

Building a Canadian credit history takes time. One request reaches partners with newcomer programs — and our in-house financing when a thin file gets a no elsewhere.

Start your request

What to expect

  • →No long Canadian credit history required to submit a request.
  • →You may be asked for status, employment or residency details directly.
  • →Guaranteed approval — in-house financing is there when other routes say no.
  • Guaranteed approval — in-house financing steps in when other lenders say no. Vehicle sales and documentation take place through the selling dealership.
In-house financing

When the bank says no, there’s another route.

Most auto finance requests live or die with one lender. Ours don’t. Traditional, alternative and partner lenders see your request first — and if they decline, CreditRouteCanada’s in-house financing program approves you.

100%

Approval rate · Guaranteed approval

  1. TraditionalBanks and prime lenders.
  2. AlternativeLenders built for rebuilding credit.
  3. PartnerSpecialist finance partners.
  4. In-houseOur own program. Approves when the others say no.
FAQ

Questions, answered plainly.

See all questions

CreditRouteCanada finds your auto financing route. You submit one request and, with your consent, we look across traditional, alternative and partner lenders — and our own in-house financing program.

Ready when you are

Your route starts with one request.

A few minutes, your consent, and every financing route working for you. Available in the provinces we currently serve.

Start your request

100%

Approval rate