When the bank says no, there’s another route.
Traditional, alternative and partner lenders see your request first. If they decline, CreditRouteCanada’s in-house financing program approves you — that’s how every applicant gets approved.
Start your auto finance request100%
Approval rate
- Traditional
- Alternative
- Partner
- In-house
A decline is a detour, not a dead end.
- 01
Your request goes out once.
Traditional, alternative and partner lenders see it first — you don’t fill in a new application for each.
- 02
If they say no, it doesn’t end there.
A decline from one lender is not the end of your route. Your request moves to our in-house financing program.
- 03
Our in-house team approves you.
CreditRouteCanada’s in-house program approves the request. That is how we keep a 100% approval rate.
- 04
You choose your vehicle and finish with the dealer.
Our team contacts you directly with your approval and next steps. Vehicle sales and documentation happen with the selling dealership.
Built for the files banks pass on.
- 01Declined by a bank or traditional lender
- 02Rebuilding after missed payments or collections
- 03New to Canada with a thin credit file
- 04In or after a consumer proposal
- 05Discharged or in-progress bankruptcy
- 06Self-employed or non-traditional income
CreditRouteCanada is not a motor vehicle dealership. Vehicle sales and documentation take place through the selling dealership.
Questions, answered plainly.
Yes. CreditRouteCanada has a 100% approval rate. If traditional, alternative and partner lenders say no, our in-house financing program approves you.
Every route, including ours.
A few minutes, your consent, and every financing route working for you. Available in the provinces we currently serve.
Start your auto finance requestStart your request100%
Approval rate