One request. Every route to approval.
You tell us about your situation once. With your consent, we look across traditional, alternative and partner lenders — and our in-house financing program approves you if they say no.
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Approval rate
- Traditional
- Alternative
- Partner
- In-house
Four steps. One clear route.
You stay in control from the first question to the first conversation with a partner.
- 1
Tell us about your situation.
A few short questions about the vehicle you need, your budget and your credit situation.
- 2
Choose what you consent to.
You decide how your information is shared and how partners may contact you. Nothing is pre-selected.
- 3
We find your financing route.
Traditional, alternative and partner lenders first — and our in-house program if they say no.
- 4
You get your approval and next steps.
Our team or a partner contacts you directly. Vehicle sales and documentation happen with the selling dealership.
Traditional · Alternative · Partner · In-house
When the bank says no, there’s another route.
Most auto finance requests live or die with one lender. Ours don’t. Traditional, alternative and partner lenders see your request first — and if they decline, CreditRouteCanada’s in-house financing program approves you.
100%
Approval rate · Guaranteed approval
- TraditionalBanks and prime lenders.
- AlternativeLenders built for rebuilding credit.
- PartnerSpecialist finance partners.
- In-houseOur own program. Approves when the others say no.
What we are, in plain terms.
Dealers sell vehicles. We find the financing route — and when the bank says no, we finance in-house.
What we are
- Yes · 1A financing route-finder across traditional, alternative and partner lenders.
- Yes · 2An in-house financing program for when traditional lenders say no.
- Yes · 3Consent-first: we share your information only in the ways you choose.
What we are not
- No · 1Not a motor vehicle dealership — vehicle sales and documentation take place through the selling dealership.
- No · 2Not a one-lender shop — your request is never limited to a single bank.
- No · 3Not a pressure sale — nothing is pre-selected, and you decide what happens next.
CreditRouteCanada is not a motor vehicle dealership. Vehicle sales and documentation take place through the selling dealership. Financing is provided through third-party lenders and partners or through CreditRouteCanada's in-house financing program.
CreditRouteCanada finds your auto financing route. You submit one request and, with your consent, we look across traditional, alternative and partner lenders — and our own in-house financing program.
Your route starts with one request.
A few minutes, your consent, and every financing route working for you. Available in the provinces we currently serve.
Start your auto finance requestStart your request100%
Approval rate